Prepared and published by Banco de España, it includes all the information necessary for bank customers considering taking out a mortgage to purchase a home in accordance with Order EHA/2899/2011 and Circular of Banco de España 5/2012.
Quarterly information on fees and rates commonly used or offered for the most frequent transactions, with typical client profiles of private individuals (Annex 1 of Circular of Banco de España 5/2012, of 27 June)
Interest rates and fees for current account unauthorised overdrafts and exceeding limit of a credit account (Annex 2 of Circular of Banco de España 5/2012, of 27 June)
Última actualización 1 de julio de 2019
In force since may 1, 2019
Derechos y obligaciones de los consumidores que se establecen en la Directiva y en la legislación conexa de la Unión Europea