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Personal loans

The financing you need at your reach.

Looking for solutions?

There are many occasions when we need extra help to face our personal expenses. Financing is the solution to these situations, as it allows us to access the money we need and return it little by little. If are you thinking about renovations, purchasing a car, studying a master's degree or travelling, we offer you several options to choose from.

Personal loan

  • APR from 6.29%
  • Made to your measure
  • Up to 60,000 euros
  • 5 years
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Vehicle loan

  • APR from 6.49%
  • Car or motorbike
  • Up to 60,000 euros
  • 7 years
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Study loan

  • University student
    For university students up to 35 years of age
    Up to 15,000 euros
  • Master's Degree
    For graduated professionals
    Up to 30,000 euros
More information

Personal loan

Do you want to buy yourself a gift? Are you getting married? Do you need a new kitchen? Are you dreaming of travelling to Japan? 

The secret behind your wishes coming true is taking advantage of the opportunity when it appears. Now you can finance your extraordinary expenses with excellent conditions.

 

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At one step from making your dreams come true.

Discover the loans we have to offer aimed at covering your needs with utmost flexibility. Financing designed so you are never short of anything and can carry out your projects, in comfortable monthly repayments and tailor-made to your needs.

Conditions:

  • Interest rate:  NIR 5.70% / APR from 6.29% *
  • Maximum amount: 60,000 euros
  • Maximum term: 5 years.
  • Formalisation fee: 1% (minimum €60).
  • Early cancellation fee: 0.50%.  

With involvement of a notary public. Subject to the bank's risk criteria.
* Example of a €20,000 loan over 5 years. NIR: 5.70% APR: 6.29%. Total amount owed €23,232.36. Monthly payment of €383.87 and a final monthly payment of €384.03. 
Example of a €5,000 loan over 3 years. NIR: 5.70% APR: 6.71%. Total amount owed €5,511.52. Monthly payment of €151.43 and a final monthly payment of €151.47. 


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Vehicle loan

Thanks to the vehicle loan, you can finance the car of your dreams. A loan that helps you cover your needs with utmost flexibility.

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Your new car is awaiting.

Buying a brand new car was never so easy! 

Conditions:

  • Interest rate:  NIR 6.00% / APR from 6.49% * 
  • Maximum amount: 60,000 euros
  • Maximum term: 7 years.
  • Formalisation fee: 1% (minimum €60).
  • Early cancellation fee: 0.50%

With involvement of a notary public. Subject to the bank's risk criteria. 
* Example of a €20,000 loan over 7 years. NIR: 6.00% APR: 6.49%. Total amount owed €24,742.37. Monthly payment of €292.17 and a final monthly payment of €292.26. 
Example of a €5,000 loan over 5 years. NIR: 6.00% APR: 6.70%. Total amount owed €5,859.89. Monthly payment of €96.66 and a final monthly payment of €96.95. 

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Study loan

We know that the best investment is in your future, and therefore, we provide you all the facilities for you to access the studies you want to take or to extend your education.

Whether you are a university student and ending your degree or a graduate, we have several options for you.

 

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If you want it, you can get it.

We are firmly committed to your education; therefore, we have several solutions to finance your graduate or postgraduate studies.

University loan

For university students up to 35 years of age with over 60% completed credits that want to use the cash to pay for their enrolment, need an advance on their grant, want to enrol in an Erasmus programme or need to purchase any computer equipment.

  • Interest rate:  NIR 5.25% / APR 5.38% *
  • Maximum amount: 15,000 euros.
  • Maximum term: 5 years.
  • No formalisation fee.
  • Early cancellation fee: 0.50%

With involvement of a notary public. Subject to the bank's risk criteria.
* Example of a €15,000 loan over 5 years. Total amount owed €17,087.38. Monthly payment of €284.79 and a final monthly payment of €284.77. 

Master's degree loan

For graduates that need cash to pay for the enrolment of complementary specialised studies.

  • Interest rate:  NIR 3.50% / APR 3.56%
  • Maximum amount: 30.000 euros
  • Maximum term: 10 years
  • Principal payment grace period: up to 2 years
  • No formalisation fee.
  • Early cancellation fee: 0.50%

With involvement of a notary public. Subject to the bank's risk criteria.
* Example of a €20,000 loan over 7 years with a principal payment grace period of 2 years. Total amount owed €23,230.03. Monthly payment of €58.33 for the first 2 years, monthly payment of €363.83 for the remaining 5 years and a last instalment of €364.14. 

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Ask us about which Person Loans product you would like further information, and we will answer you as soon as possible.

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