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Financing for self-employed workers

We make your objectives ours.

 

Professional solutions

When a self-employed worker is considering growing and developing professionally, financing becomes an essential tool towards achieving stability. If you would like any information about the possible alternatives and which is the most suitable solution for your business activity, we will provide you with detailed information and advise you so you can make the best choice.

Optimise your working capital

Sometimes it is not easy to maintain our working capital at an optimum level and we are not able to establish a balance between the collections and payments when managing our cash flow. In these situations our business activity will require a loan to guarantee its stability.

At Arquia you will find financial products for self-employed workers aimed at guaranteeing the solvency and continuity of your business.

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Credit accountIf you need to cover any cash requirements or any cash flow imbalances in your business activity, our line of credit will provide you the flexibility you are looking for. Access the credit you need at any given time providing a guarantee and according to the agreed terms. Obtain cash in a quick and comfortable way.

Trade discount

Receive advance payment from your sales using bills of exchange. Enjoy a short-term financing service that will help you finance your working capital and satisfy your immediate payments.

Advance on fees

We provide you access to a useful tool for immediately obtaining cash and financing by advancing the fees arising from certificates given in contracts with the administration or fees charged to private customers without having to wait for their due date.

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Do you have a project in mind?

You have a competitive professional project, and you are convinced that it will be viable and profitable. Do you just need to solve the financing issue?  

We can provide you the loan that you are looking for to carry out the required investment. We help entrepreneurs create, push forward and guarantee their ideas by offering the required resources in a fast and simple way. 

You will receive personalised advice on the type of financing that best suits your needs.

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Professional kick-start loan
Are you self-employed and want to start a business of your own? Do you need financing to open your own professional office? We offer you the kick-start it needs with a loan suited to your investment, at a fixed or variable interest rate and with different repayment terms.

LeasingFinance the goods your studio needs without purchasing them. If you need to acquire professional equipment, machinery, furniture, commercial premises, industrial buildings, etc., we offer you a leasing with a purchase option at the end of the contract. It is the best formula to make an investment while enjoying the highest tax breaks.

Guarantees
Arquia offers the possibility of opening a fully solvent, flexible and inexpensive guarantee line to professionals that require a recurrent granting of guarantees for tenders and contracts due to the characteristics of their business activity.
We also offer other guarantees and sureties depending on the characteristics of the secured obligation:
Economic-commercial guarantee: It guarantees the payment in the trading of goods, of taxes and others, as well as the reimbursement of advances received from the customer for the sale of goods or the provision of services.
Economic-financial guarantee: It guarantees the repayment of loans, credit or any other kind of credit facility that the customer may have or has been granted at any other bank.

Public tenders
We offer the solution you need from the moment you decide to submit a bid up to the completion of the work.
Call and participation: Provisional guarantees to participate in tenders.
Award: Definite guarantees for the award of contracts (technical). Up to €30,000 without the involvement of a Notary Public.
Execution: Possibility of disposing of cash by means of our products.

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Become the owner of your own studio

At Arquia we have designed a mortgage exclusively for the purchase of your studio or office. 

After purchasing a property, the repayments will be lower than the rent you would pay, and you will have an asset that if needed can be sold or remortgaged.

Invest in your profession with a mortgage tailor-made to your needs.

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I'm interested, I want to know more.

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