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Financing for SMEs

We finance your company in the short- and long-term.

We offer solutions

When a company is thinking about growing and expanding its business, financing becomes an essential tool towards achieving stability. If you would like any information about the possible alternatives and which is the most suitable solution for your company, we will provide you with detailed information and advise you on the carrying out your projects.

Optimise your working capital

Sometimes it is not easy to maintain our working capital at an optimum level and we are not able to establish a balance between the collections and payments when managing our cash flow. In these situations our business activity will require a loan to guarantee its stability.

At Arquia you will find financial products for SMEs aimed at guaranteeing the solvency and continuity of your company.

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Credit account
If you need to cover any cash requirements or any cash flow imbalances in your company, our line of credit will provide you the flexibility you are looking for. Access the credit you need at any given time providing a guarantee and according to the agreed terms. Obtain cash in a quick and comfortable way.

Trade discount
Receive advance payment from your sales using bills of exchange. Enjoy a short-term financing service that will help you finance your company's working capital and satisfy your immediate payments.

Invoice advance
We provide you access to a useful tool for obtaining cash and for efficiently and immediately financing your company's cash needs, by receiving an advance payment of the invoices issued to your customers without having to wait until they are due.

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Do you want to invest in your business?

You have a competitive business project, and you are convinced that it will be viable and profitable. Do you just need to solve the financing issue?  

We can provide you the loan that you are looking for to carry out the required investment. We help entrepreneurs create, push forward and guarantee their ideas by offering the required resources in a fast and simple way. 

You will receive personalised advice on the type of financing that best suits your needs.

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Investment loan
Do you need to invest in your company? Do you need to expand or renovate your premises? We help you boost your company's business with a loan suited to your investment needs, at a fixed or variable interest rate and with different repayment terms.

LeasingFinance the goods your company needs without purchasing them. If you need to acquire professional equipment, machinery, furniture, commercial premises, industrial buildings, etc., we offer you a leasing with a purchase option at the end of the contract. It is the best formula to make an investment while enjoying the highest tax breaks.

Guarantees
Arquia offers the possibility of opening a fully solvent, flexible and inexpensive guarantee line to companies that require a recurrent granting of guarantees for tenders and contracts due to the characteristics of their business activity.
We also offer other guarantees and sureties depending on the characteristics of the secured obligation:
Economic-commercial guarantee: It guarantees the payment in the trading of goods, of taxes and others, as well as the reimbursement of advances received from the customer for the sale of goods or the provision of services.
Economic-financial guarantee: It guarantees the repayment of loans, credit or any other kind of credit facility that the customer may have or has been granted at any other bank.

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Buy the premises for your company

At Arquia we have designed a mortgage exclusively for the purchase of your premises.  After purchasing a property, the repayments will be lower than the rent you would pay, and you will have an asset that if needed can be sold or remortgaged.

Invest in your business with a mortgage tailor-made to your needs.

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I'm interested, I want to know more.

Ask us about which Financing for SMEs product you would like further information and we will answer you as soon as possible.

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