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Pension plans

So when the moment comes you can enjoy what really matters.

Save for the future with maximum tax breaks

When it comes to opening a quality Pension Plan, we must make sure that we choose a good product that offers an attractive return. It is important to learn about its behaviour in recent years to find out the future return that we can expect and thus make the correct decision. With Arquia Pension Plans you will find a product that suits each risk profile, with excellent returns that will permit you to save for your retirement.

Advantages of our Pension Plans

They are a supplement to your retirement.

They allow for a systematic saving and flexibility in regular or one-off contributions.

With a range of pension plans that adapt to each risk profile and retirement estimate.

With tax breaks specific to Pension Plans.

Maximum transparency in their management, with regular follow-up reports.

We offer you a Pension Loan if you need to finance your annual contribution.

Gift for transferring your pension plan from another bank or for annual contributions higher than €3,000.

If you already have a pension plan and wish to change to Arquiplanes, we will take care of all the transfer proceedings free of charge

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Indicative chart of the different risks of the different funds, calculated on the basis of historical data that, however, may not be a reliable indication of the future risk profile of the funds. In addition, there are no guarantees that the indicated categories will remain unchanged and may vary over time. The risk level of each of the plans is detailed on the corresponding plan page at www.arquia.com.

The collection of the benefit or the exercise of the redemption right is only possible in case of occurrence of any of the contingencies or exceptional cases of liquidity regulated in the regulations of pension plans and funds.

The value of mobilization rights, benefits and exceptional liquidity assumptions depends on the market value of the assets of the pension fund and can cause significant losses.

Our Pension Plans

arquiplan monetario

  • Risk level 1/7. Conservative.
  • Short-term Fixed Income.
  • 100% Short-term Private and Public Fixed Income.
  • Between 1 and 5 years to retirement.
More information

arquiplan inversión

  • Risk level 3/7. Moderate.
  • Long-term Fixed Income. 
  • 50% of its assets in other financial UCITS, the rest of the exposure in fixed-income assets.
  • Between 3 and 8 years to retirement.
More information

arquiplan ahorro

  • Risk level 4/7. Balanced.
  • Mixed Fixed Income.
  • 70% in Public and Private Fixed Income. 30% Equities.
  • Between 8 and 12 years to retirement.
More information

arquiplan crecimiento

  • Risk level 5/7. Dynamic.
  • Mixed Equities.
  • 75% Equities. 20% Public and Private Fixed Income. 5% Liquidity.
  • More than 12 years to retirement.
More information

arquiplan bolsa

  • Risk level 6/7. Aggressive.
  • Equities.
  • 95% Equities. 5% Liquidity.
  • More than 12 years to retirement.
More information

arquiplan conservador

  • Fund of Funds
  • Risk level 2/7. Mixed with conservative profile
  • Maximum 10% in the stock exchange. Remainder in bonds and liquidity without rating, sector or currency restrictions. Investment mainly in investment funds.
  • Between 3 and 8 years to retirement.
More information

arquiplan prudente

  • Fund of Funds
  • Risk level 3/7. Mixed with prudent profile
  • Maximum 30% in the stock exchange. Remainder in bonds and liquidity without rating, sector or currency restrictions. Investment mainly in investment funds.
  • Between 3 and 8 years to retirement.
More information

arquiplan profim discrecional 50

  • Fund of Funds
  • Risk level 4/7. Mixed with balanced profile.
  • Maximum 70% in the stock exchange. Remainder in bonds and liquidity without rating, sector or currency restrictions. Investment mainly in investment funds.
  • Between 8 and 12 years to retirement.
More information
See all

Past performance does not presuppose or guarantee future returns.

You can consult all the information, risk levels and the document with the fundamental data for the Pension Plan Participant in each of their cards published on this website.

Promoting Entity:
Arquia Banca / Caja de Arquitectos S Coop. de Crédito (Monetary, Investment, Savings, Growth and Stock Exchange).

Arquia Pensiones / Entidad Gestora de Fondos de Pensiones S.A (Conservative and Prudent).
Managing Entity:
Arquia Pensiones / Entidad Gestora de Fondos de Pensiones S.A.
Depository:
Arquia Banca / Caja de Arquitectos S Coop. de Crédito.
Auditor: KPMG Auditores, SL.

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